Non-Life Insurance

Our Non-life insurance package protects you against non-life events like property damage, personal injury, and natural disasters. At Securisk, we offered both Comprehensive and Third Party Insurance that suits individual and institution.

Under our non-life portfolio we provie the following:

MOTOR INSURANCE POLICY

We provide cover for Comprehensive, Third-Party Fire & Theft as well as Third Party only for all types of vehicles. These are well underwritten policies which provide you with maximum own damage as well as liability cover.

Motor Insurance Comprehensive

This Policy provide coverage for loss or damage to your vehicle and/or accessories caused by or arising out of accidental collision or overturning, external fire explosion due to self-ignition or lighting, theft, malicious acts, strike, riot, civil commotion, for the loss or damage to permanently fitted car radio/cassette, compact disk, audio speakers up to the amount specified in the schedule.

In respect of legal liability to third parties resulting from an accident caused by your vehicle, we will indemnify you or any other person driving, using or in charge of your vehicle with your consent or any authorized passenger getting in, on or off your vehicle for death of or bodily injury to any person, and/or damage to the property belonging to someone other than you/or a member of your household.

Motor Third Party Only

This policy covers legal liability to third parties resulting from an accident caused by your vehicle, we will indemnify: You or any other person driving, using or in charge of your vehicle with your consent or any authorized passenger getting in, on or off your vehicle for: death of or bodily injury to any person, and/or damage to the property belonging to someone other than you/or a member of your household.

PROPERTY INSURANCE

This is a Comprehensive policy that covers accidental damage, fire and burglary to the insured items. Losses from every risk is covered except those specifically excluded.

FIRE AND FIRE MULTI-RISK INSURANCE POLICY

Securisk’s Fire Policy is so flexible that whatever your needs, it can be tailored to suit them. This policy covers Business Premises (e.g. Factories, Shops, Offices, and Warehouses) and their contents against loss or damage by fire, lightning, and explosion. The fire policy can be extended to cover special perils like earthquake, storm, flood, impact, overflowing of water tanks, etc.

THEFT AND BURGLARY INSURANCE POLICY

This policy provides cover for loss of or damage to property by theft following forcible and violent breaking into or out of your Commercial, Business or Private premises or any attempt there at.

GOODS-IN-TRANSIT INSURANCE POLICY

This policy provides cover against loss or damage caused by an insured peril while the goods or part thereof are being loaded upon, carried by or unloaded from any insured vehicle anywhere within the specified geographical area.

ENGINEERING CLASS OF BUSINESS

Securisk presents the best and widest range of engineering insurances.

CONTRACTORS’ ALL RISKS (CAR) INSURANCE

This provides cover for all risks associated with your project except those specifically excluded in the policy. This may be concluded by the principal or by the contractors engaged in a project including all contractors.

CONTRACTORS’ PLANT AND MACHINERY (CPM) INSURANCE

It covers losses or damages to plant and machinery occurring at work, at rest or during maintenance operations. The fire policy can be extended to cover special perils like earthquake, storm, flood, impact, overflowing of water tanks, etc. It covers losses or damages to plant and machinery occurring at work, at rest or during maintenance operations.

ELECTRONIC EQUIPMENT (EE) INSURANCE

This policy provides cover against loss or damage caused by an insured peril while the goods or part thereof are being loaded upon, carried by or unloaded from any insured vehicle anywhere within the specified geographical area.

This provides insurance cover for all electrical and electronic systems such as:

  • Electronic Data Processing (EDP) equipment
  • Electrical equipment for medical use
  • Communication facilities
  • Lighting and navigation facilities
  • Equipment for research and material testing

ERECTION ALL RISKS (EAR) INSURANCE

This is also a special policy that covers loss or damage. It is ideally suited for all business establishments that have plate glass installed in their business premises such as showrooms, shopping complexes, restaurants, hotels, theaters, stadiums, etc. This policy can also be taken as an add-on to household insurance where such installations exist

This branch of Engineering insurance offers prehensive and adequate protection against all the risks involved in the erection of machinery, plant and steel structures of any kind, as well as third-party claims in respect of property damage or bodily injury arising in connection with the execution of an erection project. EAR insurance provides a very wide cover. Almost any sudden and unforeseen loss or damage occurring to the property insured on the erection site during the period of insurance will be indemnified

 

Head Office

Secure House, Lynch Street

P.O. Box 3860

Monrovia, Liberia

 

Call Center

(+231) 886562865

+231777513287

+231777015662

 

Email